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Today’s average rate
30-year fixed rate: APR 6.501%
+0.04%
Today
-0.71%
Over 1y
15-year fixed rate: APR 5.578%
+0.01%
Today
-0.65%
Over 1y
5-year fixed rate: APR 7.595%
+0.04%
Today
-0.29%
Over 1y
9 results: 30-year fixed
4.5
Simplist: NMLS#1764612
Conventional 30-year fixed
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Pros
- Loan origination process can be completed online.
- Offers government-backed FHA and VA loans.
- Offers module that compares mortgage rates among other lenders.
Cons
- Offers loans in many states and Washington, D.C., but not nationwide.
- Does not offer home equity loans or lines of credit.
4.5
NBKC: NMLS#409631
Great for first-time home buyers | digital convenience | customer service
Conventional 30-year fixed
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Pros
- Mortgage rates are on the low side compared to other lenders, according to the latest federal data.
- VA loans represent more than a quarter of purchase volume, a larger share than many lenders FatCoupon reviews.
- Offers a variety of loan types for purchase and refinance, including fixed- and adjustable-rate loans and government options
Cons
- HELOCs and no-down-payment loans are available only in the Kansas City metro area.
- Mobile app focuses on online banking, not mortgages.
- You’ll need to share contact information to see customized mortgage rates.
4.5
New American Funding: NMLS#6606
Great for first-time home buyers | customer service
Conventional 30-year fixed
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Pros
- Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
- Its home equity line of credit can be used for a primary residence or second home.
Cons
- Average origination fees are on the high side, according to the latest federal data.
- Personalized mortgage rates are not available on the website without providing contact information.
4.5
First Federal Bank: NMLS#408902
Conventional 30-year fixed
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Pros
- Over 40% of all loans last year were FHA, VA or USDA loans.
- Average mortgage rates are on the lower side, according to the latest federal data.
- Offers 15-, 20-, 25-, and 30-year repayment terms, which is unusually flexible.
Cons
- No dedicated mobile app for mortgage borrowers.
- Some loans (including home equity products) are geographically limited.
4.5
First Federal Bank: NMLS#408903
Conventional 30-year fixed
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Pros
- Offers an online application and loan process updates.
- Offers mortgages for investment properties.
- Makes it easy to browse current rates and get a customized mortgage rate quote.
Cons
- Does not offer FHA or VA government-backed loans.
- No renovation mortgage options.
4.5
Bethpage Federal Credit Union: NMLS#449104
Conventional 30-year fixed
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Pros
- Offers a fixed-rate option.
- No closing costs.
- Offers a fixed introductory rate.
Cons
- Minimum draw required for best rate.
4.5
Rocket Mortgage, LLC: NMLS#3030
Great for digital convenience | customer service
Conventional 30-year fixed
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Pros
- Reported average time to close is 15 days faster than industry average.
- FHA and VA loans make up 40% of Rocket Mortgage’s total loan volume.
- Borrowers can apply via mobile app.
Cons
- Origination fees are on the higher end, according to the latest federal data.
- No construction or renovation loans.
- Physical branches are only available in Detroit, Cleveland, and Phoenix.
About These Rates: The lenders whose rates appear on this table are FatCoupon’s advertising partners. FatCoupon strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.